Risk Management Consulting Webinar Training
RJL specializes in providing part-time insurance and risk management to companies large enough to need internal expertise, but not large enough to justify the expense of a full-time department. Unlike a broker, we do not sell insurance nor do we represent any insurance carrier. We focus more on the important day-to-day details of managing your insurance program so critical in minimizing costs. The result will be to assist you in obtaining:
- a truly objective evaluation of your insurance program,
- lower cost insurance,
- a reduction of management’s time, which is so valuable.
A brief summary of the specific Services we provide include:
- AUDIT / REPORT TO MANAGEMENT. This is a detailed review of all policies to determine adequacy / necessity of coverages and a determination of appropriate premiums. A report to management and recommendations follow.
- ADMINISTER PROPOSAL PROCESS. Implement the RJL system of broker / carrier selection, concentrating on client control of the process. Diligent shopping, via the use of significant competitive pressure, is the only proven method to assure you are not overpaying premiums. We explore all alternatives because we have no vested interest in the final decision. This is different than a broker who is limited to only those carriers he represents. We will perform this process for your business package, workers compensation, and group medical / dental coverages.
- NEGOTIATE PROPOSALS. Consistently we have seen that there is always room to negotiate better coverage, terms and conditions, and/or premium after a proposal is presented. We will help you negotiate the best deal available.
- SAFETY. Preventing losses before they occur is essential to lowering insurance costs. We will audit your current program and subsequently develop or enhance key elements as necessary, drawing upon our years of experience working with similar companies. We will sit on your safety committee and provide hands-on direction.
- CLAIMS MANAGEMENT. The key to long-term cost reduction is loss reduction. Insurance carriers often are not diligent in expediting claims, allowing the final costs to escalate. We will monitor the progress of claims and intercede as necessary.
RJL has entered into a new series of services: webinar-based risk management training!
The first series we are offering is titled Workers Compensation Claim Management Basics. This series is intended to train any employee that handles WC claims, or regularly gets involved in the resolution of WC cases. Although designed predominantly as an introductory program for someone new to handling WC claims, it is also an excellent refresher course for those with significant experience. Therefore, it can benefit anyone working with WC claims in your organization, not just employees new to the job. The program consists of six 30 minute sessions conducted once per month for 6 months, at a cost of $30 each per person (or $150 per person for the entire 6 month series when enrolled in one shot). The topics addressed are :
- Workers’ Compensation System Overview
- Administrative Processes & Documentation
- Terminology & Acronyms
- Controlling Medical Treatment
- Return To Work Strategies
- Claim Resolution & Closure
In addition to covering the listed topics, we will also be providing examples and charts to enhance learning. Not only will they hear the information, they will see copies of actual forms and documents, and receive flow charts of processes that they can refer to any time they need a reminder of “what comes next.” And very importantly, we will provide a post-webinar test for each session, with the results provided to whomever you designate.
A bit further down the road we will be introducing another WC series – Hot Topics – which will address current “hot” issues that we’ve identified among all our clients. And very soon we will be offering a customized Safety series that addresses our Total Safety Management philosophy. We’ll send more out about these series a little later.
Meanwhile, we hope you will participate in our WC Claim Management Basics sessions – we know they’ll be of great benefit to anyone who attends.
You can register online, and if you have already missed any of the live sessions, the recorded version is always available so you can easily catch up. If you have any questions, please feel free to send us a note and we’ll get back to you right away!
